Private credit refers to non-bank lending to companies by institutional investors such as private credit funds, private debt funds, and business development corporations. It provides an alternative to traditional bank financing. Private credit supports acquisitions, growth capital, refinancing, recapitalizations and turnarounds. Terms are negotiated and established by private agreement. Private credit allows investors to capitalize on illiquidity and complexity premiums. It enables companies to secure capital beyond what banks will provide.
As private equity adapts to a prolonged high-cost environment, investors are being forced to rethink how they source deals, create value, and deploy capital. Ahead of her appearance at 0100 Europe (April 21–23), we spoke with Geraldine O’Keeffe, Partner at EQT Healthcare Growth, about how one of Europe’s leading investment platforms is transiting today’s market dynamics—across healthcare, technology, and beyond.
